Fast Approvals

Empowering Your
NZ Financial Journey

RateWise is Auckland’s premier loan broker, matching you with personal loan solutions for auto and personal needs. Experience transparent advice and local expertise.

Auckland Based
Regulated & Secure
Auckland Skyline

Local Expertise

Auckland, NZ

Professional Handshake
Local Roots, Global Standards

The Auckland Advantage

RateWise combines the resilience of a premium financial institution with the agility of a modern brokerage. We understand the local market because we are part of it.

Regulatory Compliance

Fully licensed and compliant with New Zealand’s strict financial regulations, ensuring your peace of mind.

Personalized Brokerage

Tailored financial strategies that align with your unique goals, from personal loans to investment portfolios.

Estimate Your Repayments

Use our calculator to see how a RateWise loan could fit your budget. Adjust the amount and term to find a plan that works for you.

$15,000
$2,000$50,000
24 months
6 months5 years

Estimated Repayment

$0/mo

approx. $0 / week

Get My Actual Rate

*Rates are subject to change and individual circumstances. This calculator provides an estimate only.

Built on Trust & Compliance

At RateWise, we operate with unwavering integrity. Our commitment to regulatory compliance and ethical practices ensures your financial journey is safe, secure, and professional.

Transparent Fees
Our fee structures are clear and upfront. We believe in total transparency with no hidden costs or surprise charges for our clients.
Expert Advice
Our team consists of specialists dedicated to providing personalized, compliant, and ethical lending guidance.
Compliance First
We strictly adhere to New Zealand's financial regulations, ensuring your data and interests are protected at every step.